We set four (4) overall goals for our clients:
1.) Get out of the financial problems that you are in;
2.) How to stay out of financial problems;
3.) Have regular credit again as soon as possible;
4.) Have a vision for financial success in the future, which we define as own your own home, be debt free, have money in the bank, be ready to retire.
There are three (3) things you must do to achieve these goals. Conversely if you do not do these things, you will not achieve these goals:
1. You need to have a clean credit report;
2. You need to have a full banking relationship with some bank you do not owe money; and
3. You need to learn to establish and live on a no surprise budget.
The clients of the Campbell Law Firm understand that you will recover from the bankruptcy, normally within three (3) years and you will achieve financial success with some adjustment to that depending upon your age and personal circumstance, if you will commit to doing these three (3) things.
We work with our clients following the bankruptcy to help them learn to live on a budget so they will not need to file bankruptcy in the future.